Asset-Based Lending for

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Commercial Real Estate

We at Bayou City Lending provide commercial real estate and investment property loans up to $5 million to investors and company owners. Several terms are available, including 1, 5, 10, and 15, up to 25 years of amortizations. You will be allocated one of our Loan Specialists, who will respond to any of your questions and ensure that you are selecting the best lending services for you and your company.

Competitive Pricing

Our construction loan services are ideal for business owners looking to buy commercial properties and investors who need to close quickly. We are committed to offering competitive pricing and the best customer service. We also help the local business owners purchase and renovate the following types of commercial properties:

  • Office buildings
  • Multifamily dwellings
  • Industrial factories
  • Retail spaces
  • Hotels and other hospitality facilities
  • Storage facilities
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Hard Money Commercial Loans

Hard money commercial loans are one of our areas of expertise. It differs from a traditional loan since a lender is not required in this case. Instead, the loan is provided by a private business or individual and typically does not call for the same income verification as traditional loans. As a result, hard money commercial loans are often determined by the property’s value.

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Pros & Cons of Hard Money

A hard money loan often has a considerably faster approval process, and the interest rate is much higher. The loan is usually repaid in less time than a regular loan (1-5 years on average). However, hard money loans may demand a larger down payment.

Consider Our Property Loans

Our Loan Specialists have analyzed several investment deals. We are happy to assist you in identifying the ideal solutions as per your needs.

  • Interest Rates: We offer the most competitive rates in the market
  • Loan Advising: We provide you with a Loan Specialist to answer questions and help you make the smartest loan decisions
  • Loan Amount: We cover your commercial property needs up to $5 Million
  • Terms: We offer 1, 5, 10, or 15-year terms with amortizations up to 25 years
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Optimum Satisfaction

We are a leading lender for commercial real estate and have provided funding for projects totaling approximately $4 billion. Our trained Loan Specialist contacts you to answer any questions and helps you make the best decision. The sole commitment on our part is to guarantee your complete service satisfaction.

Apply for Commercial Loans

Applying for a commercial real estate loan will need plenty of documentation. The following are the papers that are to be verified by the lender:

  • At least 3 months’ worth of bank statements
  • Commercial tax returns
  • Bookkeeping for your business
  • Your business plan
  • Any collateral needed
  • Third-party property valuation
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Improve the Chances of Loan Approval

You can take several additional steps to increase your chances of receiving a commercial real estate loan approval.

  • Make sure you and your business have as little debt as possible
  • Check your credit score and ensure there aren’t any errors on your or your business’s credit reports
  • Improve your chances of securing a commercial loan by offering additionally available collateral up
  • Getting someone else to cosign on a loan
  • Putting a larger down payment down
  • Offering to pay a higher interest rate
  • Applying for a smaller loan amount

Please connect with our experts for top-of-the-line commercial real estate loan servicing.

Contact Us