Long Term Investment Loans

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A Long Term Loan is a loan that is used to service investors who are holding properties for rental income.  We offer non-QM loans that allow for refinancing out of the short term, bridge loans into a lower rate conventional loan.  This allows clients to close on their property quickly with the short term loan and in parallel work towards the longer term loan to hold the property for rental purposes.

Single or Portfolio Rental Property Loans

  • One rental property, one loan
  • Loans from $50k to $3mm
  • 5, 10, 30-year options
  • Flexible term and interest rate options
  • Up to 80% LTV on purchase & rate/term refi, up to 75% on cash out
  • No personal income requirement
  • DSCR
  • LLC's Allowed

All loans are subject to Bayou City Lending LLC approval and we reserve the right to change or alter any and all advertised programs at our sole discretion.