Transactional Funding Loans

A transactional loan is a same day private money loan used to fund the front and back side purchase of a property. It essentially allows an investor to leverage the interest of two parties and work as a mediator to materialize the transaction. Investors typically use transactional funding to capitalize on a time-sensitive investment. But there are several other reasons why transactional funding is compelling.

1. Allows you to close on a property without using your own capital. This saves you from having to invest your own capital to close the deal.
2. Your offer may have an edge over other buyers. Transactional funding gives you 100% funding, similar to cash buyers. Coming to a bank’s or seller’s table ready for a quick close with 100% financing gives you an edge over your competitors to close the sale.
3. Funding depends on your contracts—not your credit score. You don’t have to worry about credit history checks, employment verification, and collateral. This is beneficial if you don’t want any hard pulls on your credit, which may affect your credit score.

If you are an investor interested in transactional funding, consider our transactional funding program.

Transactional Loans are sometimes also referred to as double closes.